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Last update: July 13, 2007
1:30 PM
Conforming Loan Programs
Conforming rates for loans under
$359,651.
| Program |
Rates |
Points |
APR |
40 yr fixed conforming
(APR based on $340,000
loan amount) |
6.625 |
0.286 |
6.76 |
| 6.750 |
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6.89 |
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| 30 yr fixed conforming |
6.500 |
0.203 |
6.66 |
| 6.625 |
0 |
6.79 |
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| 15 yr fixed conforming |
6.250 |
0.308 |
6.51 |
| 6.375 |
0 |
6.64 |
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| 3 yr/6 mo libor |
6.250 |
0.250 |
6.41 |
| 6.375 |
0 |
6.53 |
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| 7/1 ARM |
6.250 |
0.384 |
6.41 |
| 6.375 |
0 |
6.53 |
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| 10/1 ARM |
6.500 |
0.193 |
6.66 |
| 6.625 |
0 |
6.79 |
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Jumbo Loan
Programs
Jumbo rates for loans over $359,651.
| Program |
Rates |
Points |
APR |
| 30 yr fixed jumbo
(APR based on
$360,000
Loan amount)
|
6.750 |
0.031 |
6.91 |
| 6.875 |
0 |
7.04 |
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| 15 yr fixed jumbo |
6.375 |
0.322 |
6.64 |
| 6.500 |
0 |
6.77 |
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| 3/1 jumbo ARM |
6.625 |
0.206 |
6.79 |
| 6.750 |
0 |
6.91 |
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| 5/1 jumbo ARM |
6.375 |
0.187 |
6.53 |
| 6.500 |
0 |
6.66 |
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| 7/1 jumbo ARM |
6.500 |
0.174 |
6.66 |
| 6.625 |
0 |
6.79 |
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| 10/1 jumbo ARM |
6.625 |
0.304 |
6.79 |
| 6.750 |
0 |
6.91 |
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Option ARM
Start Rate = 0.99%
Margin = 2.475
Index
= 5.005
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| 7.480 |
0 |
7.65 |
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