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Frequently Asked Questions

1. What are the most commonly made mistakes in buying or refinancing a house?
2. Should I refinance?
3. Should I pay points? Does a 0 point/0 fee loan really exist?
4. What is a FICO score?
5. Why do interest rates change?
6. What is the difference between pre-qualifying and pre-approval?
7. What is a rate lock?
8. Can my loan be sold? What happens if my lender goes out of business?
9. What is PMI? Can I get rid of the PMI on my loan?
10. What is an APR?