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Instructions for completing loan application
- Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan
info sheet, credit authorization and fair lending notice. Page 4 of the application is a
continuation page in case you need additional space for your assets or liabilities. If
you make a mistake while filling out the application cross it out, and make a change. Do
NOT use white out.
- If you are salaried: provide two years W-2 and one month of paystubs OR
if you are self-employed: provide two years tax returns and a YTD profit and loss
statement.
- If you own rental property, please provide rental agreements and two years tax returns.
- If you wish to speed up the approval process, please also provide three months bank
statements for each bank, stock and mutual fund account.
- Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
- If you are requesting a cash out refinance please provide a letter explaining what you
plan to do with the proceeds.
- If you are NOT a US citizen provide us with a copy of your green card (front &
back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.
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